Keep Calm and Carry On

You've been stressing out over...well, everything...for a year now. It's not too late to tackle your mental health: Here are three things that may help.

Woman relaxing on couch with feet up on table. Focus is on pink, blue and white multicolored socks.
Take just ten minutes for yourself today. / Diego Vito Cervo ©

If you received an EIDL loan last year, good news: You won’t need to begin repayment until 2022. So breathe a deep sigh of relief—and tune in to the Colorado Restaurant Association’s webinar Wednesday, March 24, on mental health in the industry during the past year, and things you can do to care for yourself and the others around you. Finally, if the idea of Denver Restaurant Week sets you off, it’s possible a Restaurant Week boot camp can ease some of your anxieties.

The following information comes from the CRA’s March 18 newsletter. Sign up to receive the full version here. And take a gander at its Coronavirus Resource Center, COVID-19 Reopening Resources, and Restaurant Worker’s Guide to the COVID-19 Vaccine for more info.

SBA Extends Deferment Period for All COVID-19 EIDL and Other Disaster Loans Until 2022

The U.S. Small Business Administration (SBA) announced extended deferment periods for all disaster loans, including the COVID-19 Economic Injury Disaster Loan (EIDL) program, until 2022.

  • All SBA disaster loans made in calendar year 2020, including COVID-19 EIDL, will have a first payment due date extended from 12 months to 24 months from the date of the note.
  • All SBA disaster loans made in calendar year 2021, including COVID-19 EIDL, will have a first payment due date extended from 12 months to 18 months from the date of the note.

Existing SBA disaster loans approved prior to 2020 in regular servicing status as of March 1, 2020, received an automatic deferment of principal and interest payments through December 31, 2020. This initial deferment period was subsequently extended through March 31, 2021. An additional 12-month deferment of principal and interest payments will be automatically granted to these borrowers. Borrowers will resume their regular payment schedule with the payment immediately preceding March 31, 2022, unless the borrower voluntarily continues to make payments while on deferment. It is important to note that the interest will continue to accrue on the outstanding balance of the loan throughout the duration of the deferment.

COVID-19 EIDL loans are offered at very affordable terms, with a 3.75% interest rate for small businesses and 2.75% interest rate for nonprofit organizations, a 30-year maturity. Interest continues to accrue during the deferment period and borrowers may make full or partial payments if they choose.

In mid-February 2021, SBA reached a milestone in the success of the COVID-19 EIDL program, by approving over $200 billion in emergency funding in low-interest loans, providing working capital funds to small businesses, non-profits and agricultural businesses to survive the severe impacts of this catastrophic and historic period within the entire United States of America and its territories. SBA continues to approve over $500 million each week for the COVID-19 EIDL program.

Angel Relief Resource Webinar: Weathering the Storm – Stress Management and Resources Available to You

The next Colorado Restaurant and Bar Show: Virtual Education Session, is brought to you by United Healthcare. Join Dr. Sara Metz, owner of Code-4 Counseling, as she highlights some of the most common emotional reactions (fear, anxiety, depression, etc.) we are seeing during this pandemic and the impact it’s having industry-wide. She will offer ideas on how to maintain balance-allowing fear and anxiety to exist while also working to find moments of peace, joy, and personal curiosity. She will cover some tough topics including substance abuse and battling suicidal thoughts. Learn what to be aware of in yourself and what to watch out for in others as you work to survive COVID-19’s impact and support those around you. Alliah Sheta of United Healthcare will discuss free and inexpensive resources available to help you weather the storm. There will be time for Q&A.

Wednesday, March 24 | 2 p.m. | Register here!

Register for Denver Restaurant Week BootCamp

Attend the Spring 2021 Bootcamp and learn how to have a successful Denver Restaurant Week from those who do it best!


  • Denver Restaurant Week during COVID
  • Managing Reservations
  • Managing To-Go Orders
  • Managing Staff
  • Food Ordering
  • Developing Effective Menus
  • Growing Guest Checks

RSVP today to hear from a panel of experts who have mastered the management of Denver Restaurant Week and want to share their tips; all for free!

Tuesday, March 23 | 9:30 – 10:30 a.m. |RSVP

Talk to DiningOut! Email your experiences (and thoughts, opinions, and questions—anything, really) to


Please enter your comment!
Please enter your name here